Qurio Finance Terms of Service

Last updated: January 6, 2025

Please read these Terms of Service ("Terms") carefully before using the Qurio Finance mobile application ("App") operated by Qurio Finance ("we", "our", "us").

1. Acceptance of Terms

By downloading, installing, or using Qurio Finance, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the App.

2. Description of Service

Qurio Finance is a personal finance application that:

• Displays balances from your linked bank accounts
• Allows you to ask questions about your spending in natural language
• Provides AI-powered financial insights and analysis
• Sends optional notifications about your finances

3. Eligibility

To use Qurio Finance, you must:

• Be at least 18 years of age
• Be a legal resident of the United States
• Have the legal capacity to enter into a binding agreement
• Have a valid bank account to link (optional but required for full functionality)

4. Account Registration

When you create an account, you agree to:

• Provide accurate and complete information